![]() ![]() When your statement arrives in the mail, or you get a notice that your online bank statement is available, open the document. In other words, you don’t have enough to buy the furniture. 6 Say you have $100 in your account. If you write a check for $150 to buy a new office chair, there will be insufficient funds in your account. Insufficient funds: You may hear this term if you write a check or try to make a debit card purchase for an amount that is greater than what you have in your account.You can use the statement from the bank and your checkbook register to do this. ![]() Every so often, you get a chance to make sure the two records match up. 5 Think about it like this: You track your income and spending, and so does the bank.
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